Rule: Interest is paid at the rate applicable for the period the deposit has remained with the bank, less a penalty (usually 0.5% - 1%).

FD Penalty Checker

Real cost of breaking an FD

FD Amount (₹)

Run Period (Months)

How long did the FD run?

Applicable Rate for Run Period (%) Rate offered for ${12} months duration.

Original Booking Rate (%) Rate promised at booking.

Penalty (%)

₹ 0

Interest Lost vs Expected

Effective Interest Rate -

Actual Interest Earned -

Final Payout Amount -